Find Mortgage Calculators & Rates

Net Proceeds from Home
Sale Calculator

Wondering how much cash you’ll walk away with after selling your home? The Net Proceeds from Home Sale Calculator helps you estimate your take-home amount after subtracting all the costs—so you can confidently plan your next move



Net Proceeds Calculator

Your Net Proceeds

$0.00

Want to Connect with a Trusted Mortgage Brokers?

Apply Now


Bird on branch

What is Net Proceeds from Home Sale Calculator

The Net Proceeds from Home Sale Calculator is a practical tool designed to estimate how much money you’ll receive after selling your home, once all expenses are deducted. It takes into account your home’s sale price, outstanding mortgage balance, agent commissions, closing costs, and other fees to give you a clear picture of your actual net proceeds.

This calculator is especially helpful for sellers planning to buy a new home, pay off debts, or invest their profits. By understanding your final cash amount, you can avoid surprises and make better-informed financial decisions. Whether you’re working with a realtor or selling FSBO (For Sale By Owner), this tool ensures you know what you’re really getting from the sale




How it works

Net Proceeds from Home Sale Calculato

To use the calculator, input your home’s sale price, current mortgage balance, real estate agent commission rate (typically 5%–6%), and estimated closing costs (like escrow fees, title charges, or transfer taxes). You can also include any other seller expenses such as home repairs, staging costs, or buyer credits.

For example, if you’re selling your home for ₹1 crore, owe ₹40 lakhs on your mortgage, and pay ₹6 lakhs in commissions and ₹2 lakhs in other fees, your estimated net proceeds would be ₹52 lakhs. The calculator subtracts all these costs from your sale price to show what you’ll walk away with at closing. This helps you budget for your next purchase, relocation, or investment without guesswork.



Frequently Asked Questions

What are net proceeds from a home sale Toggle
Net proceeds are the final amount a home seller receives after paying off the mortgage, agent commissions, closing costs, and any other selling-related expenses.
What fees are included in closing costs Toggle
Typical fees include title charges, escrow fees, attorney fees, transfer taxes, home warranty costs, and any negotiated buyer credits.
Can I calculate net proceeds before listing my home Toggle
Yes. Estimating your proceeds in advance helps set realistic price expectations and plan for your next steps—like buying another property or moving.
How accurate is this calculator Toggle
It provides a reliable estimate based on your inputs. Actual numbers may vary depending on your lender, location, and negotiated costs, but it’s a solid planning tool.
Does this include capital gains taxes Toggle
No. This calculator estimates your proceeds before taxes. If you’re subject to capital gains, use a separate Capital Gains Calculator to estimate your potential tax liability.